Herb Kay's S.O.S. System
  July 12, 2010
  "I'm Herb Kay and the most important thing to know about me is that I'm not going to lie to you or pull your chain. Ever. In my S.O.S. Guides, I give you, well, guidance, in a straight-talking and step-by-step way. The website offers the "advice side" of my system. Here, in my blog, I'm going to dig a little deeper and get a little grittier. That's the opinion side of my system. Will I say something that might shock you? Maybe. Will I ruffle some feathers? Perhaps. Will you close the page with some food for thought? Absolutely."

The Herb Kay Way is the straight forward, never-mince-words way. Check out Herb's latest blog on your money, your career, your debt, the economy and the world we live in.
 
Pursuing Worthwile Goals
When Downsizing is a Powerful Tool
Can We Address the Important Issues?
Just a Sentence or Two.....
A Dose of Reality
Getting Involved and Taking a Stand
Study Up on Your Loans
Drop Back Ten and Punt!
Who Can you Depend On?
Some Sobering News About the Economy
Grab a Beer and Take the Slide Home......
Another Loophole, Another Lesson
What is Your Core Conversation?
Loyalty and Leadership
The Argument for Being a Grownup
The 'Business' of Complaints
Electricity in the Air......
Taking a Hard Look at the Figures
A Public Life
My "Advice" to You
Perspective vs. History
Worried Sick!
It's About the Kids!
Gooooooooaaaallll?
Where Will the Money Come From?
Immigration Arguments: Debunked!
Blame Policy, Not Banks
Happy Birthday America!
Crony Capitalism
G8/20 and What That Means For You!
Our Economy and the Free Market
Building a Bubble?
"Fixing" Our Problems
The $20 Billion SNAFU
A Screaming Deal!
Action Breeds Success!
It's Going to Take Some Effort!
Getting Our Lives Back
For Better or Worse......... I Prefer Better
The Pressure to be President.......
This Great Nation......
Financial Reform - Ha...what a joke!
Municipal Bonds are a thing of the Past!
Feeling Good!
Moving Forward
The Signs Are All Around Us
It's a Grim Diagnosis
Oh, the Pressure.....
The Big Fat Greek Fallout
It's Getting Ugly......
Perfection is a Myth
Be Different
Moving on While Moving Ahead
An Immigration Abomination
I've Got a Question.......
Logic vs. The Logistics of Inflation
The Free Market - Greed at its Very Best
Informed on Inflation
Don't Fix What Isn't Broken
Harnessing Energy - The Herb Kay Way
Staying Ahead of the Curve
What Trade Deficit?
Greek to Me
There's a Bridge in Brooklyn......
Problems That Don't Exist
Don't Invest in Mediocrity
The Fed's Mutually Exclusive Roles
Deadly Serious
Election Year Scapegoats
"Willfully Insane"
Balancing your Beliefs - How Our Political Convictions Influence the Debate Over the Economy
Let's Reward the Renters
Don't Plug the Hole.......Replace the Bucket!
Europe's Safety Net
The Collapse of the System
Apple Makes a Lemon
Pot, Capitalism & The Free Market
Who is Your Banker?
Real Estate? Now is NOT the Time!
Grading on a Curve
When the Inflation Stars Align
When Foolishness Goes International....
The Recovery?
The Competitive Advantage of Reaganomics
What Wednesday Brings.....
Stopping The Addiction
Signing On The Dotted Line
Be Optimistic - Not Foolish
The Real Story
Selling Your House (and your credit) Short!
The Entitlement State
It's Anyone's Guess
Ask, And You Just Might Receive
Crazy Like A Fox!
It's Only Tuesday!
Spending Some Time - Cutting Spending
There's No Such Thing As Easy Money!
What Exactly is Responsible Borrowing?
Just Bite The Bullet
With Change Comes Turmoil
Q & A......The Herb Kay Way!
Wanna Bet? Gamble on Inflation!
A Lesson on Education
Two Different Beasts: Why Price Does Not Equal Wealth
For this Party - Three's a Crowd
Good Luck With All of That!
Dear Mr. Bank President:
It's Not That Simple
Raising the Stakes
State of The Union: The Herb Kay Way!
Capital Gains - Your Pains!
Cooking the Books
What's in a Name?
Questionable Choices: Healthcare Reform
And the Person of the Year Is......
A History Lesson
Goverment's Stimulus Fairytale
Let's Hope I'm Wrong
Fake Money = Real Problems
Collectors Lie
35 Million Americans Can't Be Wrong
Simple Truths, Simple Lies
Lending and The Federal Reserve: Why Making Banks Rich Again Will be Bad for the Economy
Are You Health Care Aware?
Have Good Credit? With New Legislation in the Works, the Question is, Who Cares?
Healthcare and the President
Tips for Choosing a Bank and the Right Bank Account
 
Gooooooooaaaallll?
 

Okay, so this is not going to be a financial blog.  What the heck, it's my blog and I am not in a financial mood this morning.  Instead, I want to talk about the World Cup.  Is it me, or is soccer the elevator music of sports?  I mean, could anything be as boring as 2 hours of no scoring?  Or is it the sports equivalent of World War I, meaning that basically two sides slug it out to no result and until one is so exhausted that it just throws in the towel?  That's how the final winning goal looked to me.  Kind of a limp thing when the Dutch goalie was out of gas.

Hmmm...maybe this is going to be a financial blog after all, as soccer may be the equivalent of our entire current economic folly.  Lots of running around and looking like something important is happening with no result.  It's confusing to watch and sooner or later you lose interest. Meanwhile, the referees arbitrarily make rulings where no apparent foul took place and the supposed "victims" of various infractions fall to the ground in obviously fake pain to highlight their suffering in the make believe attacks.  Then, they are rewarded for this fakery and the whole, long, boring things keeps on rolling to no obvious result.  Sounds like Obama-nomics.

Then when the scoring actually happens and owing to the fact that the crowd by this point is comatose, the announcer screams "Goooooooooaaaaallllll!!!" at the top of his lungs, this to make sure everyone notices that something has happened in this game of nothing and also it makes a great highlight for ESPN later on.  People who missed the whole boring mess will think that it was exciting from the enthusiasm of that moment I suppose.

I shared this whole point with a soccer fan friend of mine who quickly pointed out that it is the "ultimate team sport" as if basketball, football (American style), and baseball aren't. She scolded me for not appreciating the beauty of all this teamwork and I pointed out that if my business team made as much ado and accomplished nothing I would fire them all.  She was not amused by this, of course, but come on, even baseball scores boatloads more than this road to nowhere sport.

Finally, it seems that the ultimate argument of soccer enthusiasts is that it is the most popular game in the world and therefore I suppose we Americans are cretins for not making it ours.  Maybe, but I think just plain old economics are to blame for this unfortunate fact.  It takes a lot of money to outfit an American football team, build a proper basketball court, and play baseball. For soccer it only takes a ball and four rocks to outline where the goals are.  You don't even need shoes to play this really. 

Maybe instead of our usual foreign aid that never seems to make a meaningful dent in anything we ought to export decent sports equipment to exciting sports and have Peace Corps volunteers coach Pop Warner Football and Little League baseball all over Africa and other impoverished countries.  It will bring them a little joy and spare all of us the act of pretending we like the most boring team sport in the world so that no one can call us Americans unsophisticated. Just a thought.