Herb Kay's S.O.S. System
  July 23, 2010
  "I'm Herb Kay and the most important thing to know about me is that I'm not going to lie to you or pull your chain. Ever. In my S.O.S. Guides, I give you, well, guidance, in a straight-talking and step-by-step way. The website offers the "advice side" of my system. Here, in my blog, I'm going to dig a little deeper and get a little grittier. That's the opinion side of my system. Will I say something that might shock you? Maybe. Will I ruffle some feathers? Perhaps. Will you close the page with some food for thought? Absolutely."

The Herb Kay Way is the straight forward, never-mince-words way. Check out Herb's latest blog on your money, your career, your debt, the economy and the world we live in.
 
Pursuing Worthwile Goals
When Downsizing is a Powerful Tool
Can We Address the Important Issues?
Just a Sentence or Two.....
A Dose of Reality
Getting Involved and Taking a Stand
Study Up on Your Loans
Drop Back Ten and Punt!
Who Can you Depend On?
Some Sobering News About the Economy
Grab a Beer and Take the Slide Home......
Another Loophole, Another Lesson
What is Your Core Conversation?
Loyalty and Leadership
The Argument for Being a Grownup
The 'Business' of Complaints
Electricity in the Air......
Taking a Hard Look at the Figures
A Public Life
My "Advice" to You
Perspective vs. History
Worried Sick!
It's About the Kids!
Gooooooooaaaallll?
Where Will the Money Come From?
Immigration Arguments: Debunked!
Blame Policy, Not Banks
Happy Birthday America!
Crony Capitalism
G8/20 and What That Means For You!
Our Economy and the Free Market
Building a Bubble?
"Fixing" Our Problems
The $20 Billion SNAFU
A Screaming Deal!
Action Breeds Success!
It's Going to Take Some Effort!
Getting Our Lives Back
For Better or Worse......... I Prefer Better
The Pressure to be President.......
This Great Nation......
Financial Reform - Ha...what a joke!
Municipal Bonds are a thing of the Past!
Feeling Good!
Moving Forward
The Signs Are All Around Us
It's a Grim Diagnosis
Oh, the Pressure.....
The Big Fat Greek Fallout
It's Getting Ugly......
Perfection is a Myth
Be Different
Moving on While Moving Ahead
An Immigration Abomination
I've Got a Question.......
Logic vs. The Logistics of Inflation
The Free Market - Greed at its Very Best
Informed on Inflation
Don't Fix What Isn't Broken
Harnessing Energy - The Herb Kay Way
Staying Ahead of the Curve
What Trade Deficit?
Greek to Me
There's a Bridge in Brooklyn......
Problems That Don't Exist
Don't Invest in Mediocrity
The Fed's Mutually Exclusive Roles
Deadly Serious
Election Year Scapegoats
"Willfully Insane"
Balancing your Beliefs - How Our Political Convictions Influence the Debate Over the Economy
Let's Reward the Renters
Don't Plug the Hole.......Replace the Bucket!
Europe's Safety Net
The Collapse of the System
Apple Makes a Lemon
Pot, Capitalism & The Free Market
Who is Your Banker?
Real Estate? Now is NOT the Time!
Grading on a Curve
When the Inflation Stars Align
When Foolishness Goes International....
The Recovery?
The Competitive Advantage of Reaganomics
What Wednesday Brings.....
Stopping The Addiction
Signing On The Dotted Line
Be Optimistic - Not Foolish
The Real Story
Selling Your House (and your credit) Short!
The Entitlement State
It's Anyone's Guess
Ask, And You Just Might Receive
Crazy Like A Fox!
It's Only Tuesday!
Spending Some Time - Cutting Spending
There's No Such Thing As Easy Money!
What Exactly is Responsible Borrowing?
Just Bite The Bullet
With Change Comes Turmoil
Q & A......The Herb Kay Way!
Wanna Bet? Gamble on Inflation!
A Lesson on Education
Two Different Beasts: Why Price Does Not Equal Wealth
For this Party - Three's a Crowd
Good Luck With All of That!
Dear Mr. Bank President:
It's Not That Simple
Raising the Stakes
State of The Union: The Herb Kay Way!
Capital Gains - Your Pains!
Cooking the Books
What's in a Name?
Questionable Choices: Healthcare Reform
And the Person of the Year Is......
A History Lesson
Goverment's Stimulus Fairytale
Let's Hope I'm Wrong
Fake Money = Real Problems
Collectors Lie
35 Million Americans Can't Be Wrong
Simple Truths, Simple Lies
Lending and The Federal Reserve: Why Making Banks Rich Again Will be Bad for the Economy
Are You Health Care Aware?
Have Good Credit? With New Legislation in the Works, the Question is, Who Cares?
Healthcare and the President
Tips for Choosing a Bank and the Right Bank Account
 
A Public Life
 

Who among us has not said at one time or another that they wished we had better political leaders. I know that I have.  The thing is, who in their right mind would want to lead a public life? There is very little money in it (if you're honest and most are), you have to say and endorse things for your political party that you don't really believe, and given the nature of modern elections, you have to spend nearly your entire waking hours thinking about or raising money for the next campaign.  Finally, your past is going to be put on display out of context for all the world to see and every word you utter is going to come back to haunt you unless you constantly edit yourself to speak only in platitudes and saccharin bromides.

Take a look at three current examples of people being blasted for what they said even though they didn't say a damn thing wrong.  First on the list is the president of BP, who in an interview, was asked if he understood the devastation of people's lives caused by the oil gushing from their well in the Gulf.  He gave a thoughtful and long answer about knowing how farmers, fishermen, tourism industry workers, business owners, etc. all wanted their lives back and that BP was doing all that it could to facilitate that.  Then he made his fatal error; he added at the end that he would like his life back.  You'd have thought he committed public rape by the reaction. The news outlets took that last quote out of context omitting the rest of the answer and pundits on the left and right pounced!  Why, how dare he say he wanted his life back?!  Uh, well, wouldn't we all in the same situation?  And he only mentioned it at the end of a statement first expressing his horror at the lives affected by the spill.  And isn't that great motivation to get the job done?  Silly me, but I thought we wanted people who see the big picture and act.

Well, BP saw the carnage of that event and sent their Chairman, a Dutchman, to the rescue.  He unfortunately speaks English as a second language and lives in a culture where the press allows complete answers.  So he gave a response to essentially the same question by saying that BP cares about the lives of the "little people".  Again, the excrement hit the fan in full force! Why, the press and pundits went wild at the perceived arrogance of the answer.  Uh, hello, but I speak 6 languages and the only one where I get the colloquial usage right is English.  I can sort of handle it in Spanish, but the rest are pretty much textbook usage.  So if I were asked the same question in, say, France I would have given a pretty similar answer.  Not knowing the informal way to say "the average man" I might call them little people too.  For a hilarious rendition of this phenomenon, you need to run out and buy a copy of David Sedaris' book, "Me talk Pretty One Day", a collection of short stories that will make you belly laugh.  In it he describes taking French in France to settle in with his partner and the hilarious results.  Only for the poor Chairman of BP the results were not hilarious, just mean.  He meant well, but god forbid a fair treatment of what he said.  Again, a public lynching.

But neither of those examples caused the personal destruction that Shirley Sherrod faced this past week.  In case you missed it, Ms. Sherrod, an official of the USDA who happens to be black, was giving a speech before the NAACP that lasted 45 minutes.  It was largely a great speech, the story of growing up poor and black in the South, committing herself to only helping black people who she viewed as victims of White supremacy, and then later realizing that poor people come in every color and changing her outlook to include all the disadvantaged.  She shared the inspirational story of helping out a couple who was losing their farm who were white and being ignored by what she thought was their own people, intervening, and saving their farm. Well, the press true to form pounced on the one line in 45 minutes where she said she was only going to help blacks, completely out of context, and then in an ugly display of political cowardice, the Obama Administration fired her without doing a single fact check! And the right wing pundits not to be outdone were not only ugly and unfair, but just plain stupid in their attacks!

It was only after the white couple she saved stepped up to defend her that the president became aware of what was done and called her to apologize but only after a public lesson on why no one decent should ever utter a word in public.