Herb Kay's S.O.S. System
  May 7, 2010
  "I'm Herb Kay and the most important thing to know about me is that I'm not going to lie to you or pull your chain. Ever. In my S.O.S. Guides, I give you, well, guidance, in a straight-talking and step-by-step way. The website offers the "advice side" of my system. Here, in my blog, I'm going to dig a little deeper and get a little grittier. That's the opinion side of my system. Will I say something that might shock you? Maybe. Will I ruffle some feathers? Perhaps. Will you close the page with some food for thought? Absolutely."

The Herb Kay Way is the straight forward, never-mince-words way. Check out Herb's latest blog on your money, your career, your debt, the economy and the world we live in.
 
When Downsizing is a Powerful Tool
Can We Address the Important Issues?
Just a Sentence or Two.....
A Dose of Reality
Getting Involved and Taking a Stand
Study Up on Your Loans
Drop Back Ten and Punt!
Who Can you Depend On?
Some Sobering News About the Economy
Grab a Beer and Take the Slide Home......
Another Loophole, Another Lesson
What is Your Core Conversation?
Loyalty and Leadership
The Argument for Being a Grownup
The 'Business' of Complaints
Electricity in the Air......
Taking a Hard Look at the Figures
A Public Life
My "Advice" to You
Perspective vs. History
Worried Sick!
It's About the Kids!
Gooooooooaaaallll?
Where Will the Money Come From?
Immigration Arguments: Debunked!
Blame Policy, Not Banks
Happy Birthday America!
Crony Capitalism
G8/20 and What That Means For You!
Our Economy and the Free Market
Building a Bubble?
"Fixing" Our Problems
The $20 Billion SNAFU
A Screaming Deal!
Action Breeds Success!
It's Going to Take Some Effort!
Getting Our Lives Back
For Better or Worse......... I Prefer Better
The Pressure to be President.......
This Great Nation......
Financial Reform - Ha...what a joke!
Municipal Bonds are a thing of the Past!
Feeling Good!
Moving Forward
The Signs Are All Around Us
It's a Grim Diagnosis
Oh, the Pressure.....
The Big Fat Greek Fallout
It's Getting Ugly......
Perfection is a Myth
Be Different
Moving on While Moving Ahead
An Immigration Abomination
I've Got a Question.......
Logic vs. The Logistics of Inflation
The Free Market - Greed at its Very Best
Informed on Inflation
Don't Fix What Isn't Broken
Harnessing Energy - The Herb Kay Way
Staying Ahead of the Curve
What Trade Deficit?
Greek to Me
There's a Bridge in Brooklyn......
Problems That Don't Exist
Don't Invest in Mediocrity
The Fed's Mutually Exclusive Roles
Deadly Serious
Election Year Scapegoats
"Willfully Insane"
Balancing your Beliefs - How Our Political Convictions Influence the Debate Over the Economy
Let's Reward the Renters
Don't Plug the Hole.......Replace the Bucket!
Europe's Safety Net
The Collapse of the System
Apple Makes a Lemon
Pot, Capitalism & The Free Market
Who is Your Banker?
Real Estate? Now is NOT the Time!
Grading on a Curve
When the Inflation Stars Align
When Foolishness Goes International....
The Recovery?
The Competitive Advantage of Reaganomics
What Wednesday Brings.....
Stopping The Addiction
Signing On The Dotted Line
Be Optimistic - Not Foolish
The Real Story
Selling Your House (and your credit) Short!
The Entitlement State
It's Anyone's Guess
Ask, And You Just Might Receive
Crazy Like A Fox!
It's Only Tuesday!
Spending Some Time - Cutting Spending
There's No Such Thing As Easy Money!
What Exactly is Responsible Borrowing?
Just Bite The Bullet
With Change Comes Turmoil
Q & A......The Herb Kay Way!
Wanna Bet? Gamble on Inflation!
A Lesson on Education
Two Different Beasts: Why Price Does Not Equal Wealth
For this Party - Three's a Crowd
Good Luck With All of That!
Dear Mr. Bank President:
It's Not That Simple
Raising the Stakes
State of The Union: The Herb Kay Way!
Capital Gains - Your Pains!
Cooking the Books
What's in a Name?
Questionable Choices: Healthcare Reform
And the Person of the Year Is......
A History Lesson
Goverment's Stimulus Fairytale
Let's Hope I'm Wrong
Fake Money = Real Problems
Collectors Lie
35 Million Americans Can't Be Wrong
Simple Truths, Simple Lies
Lending and The Federal Reserve: Why Making Banks Rich Again Will be Bad for the Economy
Are You Health Care Aware?
Have Good Credit? With New Legislation in the Works, the Question is, Who Cares?
Healthcare and the President
Tips for Choosing a Bank and the Right Bank Account
 
Oh, the Pressure.....
 

Sometimes the pressure for us to do what is “right” can cause insurmountable amounts of stress. When we attempt to control the future or atone for past mistakes, it can be an effort in futility. This is not just in our personal or financial outlooks; it can affect us mentally and even physically as well. This is why learning to move on is so important. Take Tiger Woods withdrawing from the Player's Championship golf tournament last weekend, for example.  Immediately, speculation abounded as to what was happening to the great champion.  And no matter how unsavory you think his private behavior has been, he is without question, a great champion of golf.  Before I go on, for the record, I gave up golf myself a few years ago.  I find it (borrowing a title from a book) a good walk spoiled.  I have never liked the game, though I’ll admit, I play it well.  When I was playing it was only once or twice a year and I generally shot in the 80s and occasionally in the 70s, which for those of you who have never played the game, is good.  The average golfer shoots around 100 and in golf, the lower the score the better, but I digress.

The point here is that while Tiger complained of a "possible bulging disc" in his neck, there was wild speculation that he had folded under the pressure of what has been going on in his life. Of course, I have absolutely no idea what the truth is, but I suspect that is a little bit of both; he is in pain both mentally and physically.  If life has taught me anything it is that we manifest within ourselves much of our health - both mental and physical - and the two cannot be separated.  Pile on the stress and it won't be long before many things, including the body, begin to degrade.

What this means to us is that if we allow the stress to build up in our own lives it won't be long before our health deteriorates and a never ending circle of pain, followed by depression, followed by illness, followed by more stress begins.  Once this happens, it is hard to dig our way out.  So if you find yourself in a stressful situation, and let's face it, these days there is a lot of stress out there, you have to find a way out.

For whatever it is worth, in my own life when stress comes on which leads inevitably to worry, I remind myself that in nature there is no such thing as control.  Like my grandfather used to say, "Men plan and God laughs."  We just think our plans are important and that we can control the outcome of things.  In fact, control is an illusion and therefore worry does not affect outcome one little bit.  Every minute we spend worrying is a minute wasted.  Things are going to turn out the way they will - which is unpredictable and nothing we can stop.  Therefore, when I am in stress I get my affairs related to the stress in the best order that I can, don't rehash it once that is done, and let the chips fall where they may.  99 out of 100 times it comes out alright and when it doesn't I will deal with it then.  Anticipating disaster that usually never comes is not a smart thing to do.  It just feeds the circle of pain.  So my recommendation to you and to Tiger is to chill, don't rehash past mistakes, put your life as right as you can, remembering that the enemy of good is perfect so that is unattainable, and let the chips fall where they will.  Most of the time it will be for the better and in the meanwhile you sleep better and stay healthier.