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There is nothing worse than feeling alone during rough times, especially when it comes to your finances. The current economic downturn has made every day a challenge – you're trying to pay monthly bills, save money, reduce debt, and repair your credit so you can have the life you want. You might be scrambling to keep your job or are on the hunt for a new one. Add to all this, the calls hounding you about your credit card debt - it can seem overwhelming! The best thing you can do right now is put one foot in front of the other, but that task is scary when you're not quite sure where you're going. Herb Kay's S.O.S. System is all about a real and do-able plan of action, and when you become an Online S.O.S. Member, you'll discover that Herb's longstanding expertise presents a helpful guiding path... a kind of treasure map that leads you to riches in the form of financial security and, most importantly, confidence in your future. |
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| As an Online S.O.S. Member, you can enhance and expand on all that you gain from the S.O.S. Guides by being able to access: |
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The S.O.S. Personal Budget Worksheet in a downloadable version that will do the math for you! Can you believe you're actually going to enjoy doing your monthly budget? That's because you'll see results – you're going to uncover more and more "Found Money" every time you do it! |
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The most well-rounded methods for landing the job you want with The S.O.S. Personal Career Assessment, resume writing advice and templates, interview preparation exercises and tips... and MORE! |
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Easy-to-use downloadable letter templates that will work to stop those annoying debt harassment calls once and for all! Plus, you'll find letter templates that will finally remove you from aggravating credit card and marketing lists. Get the peace and quiet you need to concentrate on what's really important: improving your financial situation. |
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| As an S.O.S. Member, you'll discover useful worksheets and tools you can't find all in one place anywhere else online! And, most importantly, as an S.O.S. Member, you'll have a direct line to Herb Kay: |
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Herb's online Newsletter, with columns on everything from your debt (make only minimum payments!) to your career (even if you still have a job, now might be the best time to make a change). His opinions will illuminate, inspire and ALWAYS surprise. Plus, you never know when he'll answer your "Ask Herb" question! |
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Herb's Blog is a stream of consciousness with a conscience. He wants you to get real and get ahead, so he'll never pull your chain! |
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Herb's Recommended Resources on the best places to shop for deals, search for jobs and stack the "knowledge deck" in your favor on the gamut - from your rights as a debtor to your employer's responsibilities when it comes to your health insurance if you lose your job. |
You won't want to miss a day of Herb Kay, even if it's just to read an encouraging (and ever-amusing) "Herb-ism." |
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| And in the coming months, upgrades to include: |
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A personal financial profile page that will help you keep track of factors that impact your financial situation, like "Money Reserves" calculations and goals, reminders to check your credit report once you've disputed misinformation, and a job hunt calendar to help you steer through the S.O.S. Career Recovery process! |
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Herb's LIVE Webinars where you can watch and interact with Herb as he tackles the subjects that are on your mind. And when you can't see him, you can chat with him during his LIVE Chats. |
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