Do you know your credit score? Have you seen your credit report lately? Do you know how to order your credit report and that you can do it easily for free? If you answered "No" to these questions, don"t feel badly. Most Americans are in the dark about their credit score and credit report. Then, when panic sets in after being denied on loans, credit cards, housing and even jobs, people rush to pay big bucks to credit repair companies. The S.O.S. Credit Rescue Guide explains your credit score and credit report, breaking them down by using terms everyone understands and examples that are clear. It's an anatomy lesson you don't want to miss.
The S.O.S. Credit Rescue Guide helps you understand YOUR credit in THREE practical steps:
Simplify:Understand what a credit score means
Organize:Break down your own credit report
Save:Defend your good credit name
Tools, worksheets and exercises include:
Contact Information for "The Major 3" Credit Bureaus - Find out a simple and speedy way to get the FREE credit report to which you"re entitled from TransUnion, Experian and Equifax.
The S.O.S. Credit Score Pie Chart - A clear-cut way to look at how your credit score is broken down.
Your Credit Report Rights - You can"t clear up your credit without knowing these!
The S.O.S. Credit Dispute Worksheet - By getting all your credit report misinformation down on paper, you'll make the S.O.S. Credit Dispute Process even easier!
The S.O.S. Credit Responsibility Actions - Once you clear up THEIR mistakes, it's time to start cleaning up YOURS. Herb reveals how!
You'll find examples of fictional credit report sections so that your own credit report will be even easier to understand.
Plus, you'll receive Herb's exclusive advice and recommended resources on:
Helpful versus harmful credit report factors
The difference between hard inquiries and soft inquiries
How long credit "scars" will stay on your report
The important meaning of "opting out" so that you'll stop being hounded by marketing firms and new credit card offers
Guidelines to fix your credit report and raise your credit score
