Unlike many other financial experts, Herb wants you to forget about your debt right now. Make minimum payments on your credit cards and put your cash towards savings. In this guide, you're going to uncover "Found Money" (cash you have that you don't even know about!) and build "Money Reserves" (savings) using The S.O.S. Personal Budget Worksheet. Then, through S.O.S. Smarter Spending Strategies, you'll uncover even more Found Money and, before you know it, you'll have the security of sizable Money Reserves... all without making a dent in your lifestyle. In fact, Herb guarantees that you will uncover 10% more Found Money after the first month of using The S.O.S. Money Finder Guide - while still having fun! That's The Herb Kay Way!
Included within every S.O.S. Economic Survival Kit is The S.O.S. Money Finder Guide - to help you right your financial ship and get on a steady and secure course in three powerful steps:
Simplify:Clear the clutter through Tracking
Organize:Uncover Found Money
Save:Spend Smarter to uncover more Found Money
Tools and worksheets include:
The S.O.S. Personal Budget Tracking Checklist - Get all the “evidence” you need in one place so that your budget is a snap!
The S.O.S. Personal Budget Worksheet - Herb’s exclusive “All gain. No pain” way to know what you’re spending and where you’re spending it every month. Stop losing money and uncover “FOUND MONEY!”
The S.O.S. Money Reserve Tracker - Once you uncover Found Money, Herb will tell you how to build “Money Reserves” so that you’ll see results and meet your savings goals!
You'll find examples that will show you just how well each step works!
Plus, you'll receive Herb's exclusive advice and recommended resources on:
How to take the guesswork out of properly estimating your expenses
How to spend smarter and save without making a dent in your lifestyle
The safest place to put your hard-earned Money Reserves
In The S.O.S. Money Finder Guide, you'll find worksheets, tools, and valuable resources that will help you take control of your own financial ship and aim it on the right path to a lifetime of security and peace of mind.
Your Guide to Saving Money and to Build Money Reserves with New Found Money